青少年金融规划

伊利诺伊大学香槟分校

課程信息

82,423 次近期查看

Financial Planning for Young Adults (FPYA), developed in partnership with the CFP Board, is designed to provide an introduction to basic financial planning concepts for young adults. The FPYA course is organized across eight separate modules within a 4-week window. Topics covered include financial goal setting, saving and investing, budgeting, financial risk, borrowing and credit. Because financial planning is such a personal topic, you will be encouraged to define your own financial goals and objectives while we discuss concepts and provide tools which can be applied in helping you reach those goals.
Within each module, you will view a combination of traditional lecture style videos along with video vignettes that introduce financial topics for discussion among participants. The video vignettes provide a unique and exciting component to this course. Each vignette introduces a real-world scenario where financial decisions must be made and financial planning concepts can be applied. You will be challenged to think critically about each scenario and decide how you might come to a resolution if ever faced with a similar situation.

Finally, the course also includes material throughout which is focused on career opportunities in financial planning, including video interviews with actual CFP® professionals and other professionals working in this exciting and growing career area. The final module in the class is devoted to the topic of financial planning as a career.

學生職業成果

50%

完成這些課程後已開始新的職業生涯

50%

通過此課程獲得實實在在的工作福利

可分享的證書

完成後獲得證書

100% 在線

立即開始，按照自己的計劃學習。

可靈活調整截止日期

根據您的日程表重置截止日期。

初級

完成時間大約為20 小時

英語（English）

字幕：法語（French）, 巴西葡萄牙語, 俄語（Russian）, 英語（English）, 西班牙語（Spanish）

您將獲得的技能

Risk ManagementBudgetSavingInvestment

學生職業成果

50%

完成這些課程後已開始新的職業生涯

50%

通過此課程獲得實實在在的工作福利

可分享的證書

完成後獲得證書

100% 在線

立即開始，按照自己的計劃學習。

可靈活調整截止日期

根據您的日程表重置截止日期。

初級

完成時間大約為20 小時

英語（English）

字幕：法語（French）, 巴西葡萄牙語, 俄語（Russian）, 英語（English）, 西班牙語（Spanish）

講師

授課教師評分

4.56/5 （62 個評分）

提供方

伊利诺伊大学香槟分校

The University of Illinois at Urbana-Champaign is a world leader in research, teaching and public engagement, distinguished by the breadth of its programs, broad academic excellence, and internationally renowned faculty and alumni. Illinois serves the world by creating knowledge, preparing students for lives of impact, and finding solutions to critical societal needs.

教學大綱 - 您將從這門課程中學到什麼

內容評分95%（3,347 個評分）

週

週 1

完成時間為 2 小時

Orientation

完成時間為 2 小時

2 個視頻（總計 4 分鐘）, 5 個閱讀材料, 2 個測驗

2 個視頻

Instructor Welcome2分鐘

Course Overview1分鐘

5 個閱讀材料

Course Syllabus10分鐘

About the Discussion Forums10分鐘

Social Media10分鐘

Updating Your Profile10分鐘

About the Financial Literacy Quiz Pretest10分鐘

2 個練習

Orientation Quiz30分鐘

Financial Literacy Pretest30分鐘

完成時間為 3 小時

Module 1: Setting Financial Goals and Assessing Your Situation

In this module, you'll explore the "personal" in personal finance, use financial tools to assess where you are currently with your finances, and begin setting goals for where you'd like to be in the future.

完成時間為 3 小時

7 個視頻（總計 41 分鐘）, 2 個閱讀材料, 2 個測驗

7 個視頻

Street Interview: If Money Were No Object...2分鐘

Lecture: Dream Big5分鐘

Vignette: Belize for Spring Break?2分鐘

Lecture: What Influences Our Financial Decisions?11分鐘

Vignette: Education, Retirement, or Fun?3分鐘

Lecture: Where Are You Now?9分鐘

Lecture: Turning Dreams into Goals7分鐘

2 個閱讀材料

Module 1 Overview10分鐘

Reading: Exploring Money Personalities Further10分鐘

1 個練習

Module 1: Financial Goals & Assessing Your Situation Quiz30分鐘

週

週 2

完成時間為 3 小時

Module 2: Budgeting and Cash Flow Management

In this module, we will discuss the importance of budgeting in the financial planning and management process, and resources available for cash flow management. Learners will be exposed to the basic process of budgeting, a panel discussion with practicing investment advisors, and a comparative discussion of the more common tools and methods for managing cash flows.

完成時間為 3 小時

8 個視頻（總計 60 分鐘）, 1 個閱讀材料, 2 個測驗

8 個視頻

Street Interview: Do You Keep Track of Your Monthly Expenses?2分鐘

Lecture: Budgeting Overview14分鐘

Street Interview: How Can You Avoid Overspending?2分鐘

Interview: Investment Advisor Interview7分鐘

Vignette: Creating a Budget2分鐘

Lecture: Financial Services14分鐘

Lecture: Alternatives to Cash14分鐘

Street Interview: What Are the Pros and Cons of Using a Credit Card?2分鐘

1 個閱讀材料

Module 2 Overview10分鐘

1 個練習

Module 2: Budgeting and Cash Flow Management Quiz30分鐘

完成時間為 2 小時

Module 3: Saving Strategies

In this module you'll have the opportunity to explore best practices for building a saving habit and discuss barriers to saving. Mental accounting will be introduced and considered in terms of how it can affect saving behavior.

完成時間為 2 小時

7 個視頻（總計 40 分鐘）, 2 個閱讀材料, 2 個測驗

7 個視頻

Street Interview: Do You Set Aside Money for Emergencies?1分鐘

Lecture: Why Save Money?8分鐘

Lecture: How to Start Saving Money10分鐘

Vignette: Set a Savings Goal2分鐘

Lecture: Build a Savings Habit5分鐘

Street Interview: What Are Some Barriers to Saving Money?1分鐘

Lecture: Barriers to Saving8分鐘

2 個閱讀材料

Module 3 Overview10分鐘

Reading: America Saves15分鐘

1 個練習

Module 3: Saving Strategies30分鐘

完成時間為 1 小時

Module 4: The Time Value of Money

Understanding why the time value of money is a very important concept -- so important it has its own module!

完成時間為 1 小時

1 個視頻（總計 14 分鐘）, 1 個閱讀材料, 1 個測驗

1 個視頻

Lecture: Time Value of Money14分鐘

1 個閱讀材料

Module 4 Overview10分鐘

1 個練習

Module 4: Time Value of Money30分鐘

週

週 3

完成時間為 2 小時

Module 5: Borrowing and Credit

The ability to use debt and credit to finance purchases has its advantages and disadvantages. Understanding topics related to loan repayment and how your borrowing and credit use behavior may impact your credit report is critical for being able to have access to debt and credit use in the future.

完成時間為 2 小時

11 個視頻（總計 59 分鐘）, 1 個閱讀材料, 1 個測驗

11 個視頻

Lecture: Loans and Consumer Credit5分鐘

Lecture: Borrowing and Credit: Pros and Cons8分鐘

Lecture: Loan Amortization Part One5分鐘

Lecture: Loan Amortization Part Two6分鐘

Lecture: Loan Amortization Part Three5分鐘

Vignette: What Is a Credit Report?2分鐘

Lecture: Credit Reports10分鐘

Lecture: Credit Scores9分鐘

Loan Denial Testimonial: Bad Credit History1分鐘

Loan Denial Testimonial: No Credit History1分鐘

Loan Denial Testimonial: Identity Theft1分鐘

1 個閱讀材料

Module 5 Overview10分鐘

1 個練習

Module 5: Borrowing and Credit30分鐘

完成時間為 2 小時

Module 6: Investing

In this module you'll be introduced to investment terms and key investment strategies. This foundation will allow you to better understand investment choices and information that you'll encounter throughout your life.

完成時間為 2 小時

7 個視頻（總計 48 分鐘）, 2 個閱讀材料, 1 個測驗

7 個視頻

Street Interview: How Would You Invest $100,000?1分鐘

Lecture: Introduction to Investing Terms13分鐘

Lecture: Understanding Investment Risk6分鐘

Street Interview: What Does It Mean to Diversify Investments?1分鐘

Lecture: Diversify Your Investments9分鐘

Vignette: When to Start Saving for Retirement?2分鐘

Lecture: Investing Tips for Young Adults13分鐘

2 個閱讀材料

Module 6 Overview10分鐘

Building on Your Knowledge10分鐘

1 個練習

Module 6 Investing30分鐘

週

週 4

完成時間為 3 小時

Module 7: Risk Management

This module covers risk related topics related to insurance, and introduces learners to the concept of personal risk tolerance and how it might impact individualized risk management strategies.

完成時間為 3 小時

7 個視頻（總計 68 分鐘）, 2 個閱讀材料, 2 個測驗

7 個視頻

Lecture: Risk Management Overview11分鐘

Street Interview: Why Do You Buy Insurance?1分鐘

Lecture: Insurance Basics21分鐘

Street Interview: What Determines the Cost of Insurance?1分鐘

Lecture: Life Insurance13分鐘

Vignette: Are You Ready for Life Insurance?4分鐘

Lecture: Insurance Risk Panel Discussion15分鐘

2 個閱讀材料

Module 7 Overview10分鐘

Financial Literacy Quiz5分鐘

2 個練習

Post-Test Financial Literacy30分鐘

Risk Management Quiz30分鐘

完成時間為 2 小時

Module 8: Financial Planning as a Career

The module provides an overview of the career opportunities in financial planning. You will get to see what it is like to engage and assist people (clients) from a variety of walks-of life. This module is optional in terms of completion of the course certificate. There is no required assignment in this module.

完成時間為 2 小時

8 個視頻（總計 57 分鐘）, 2 個閱讀材料, 1 個測驗

8 個視頻

Street Interview: What Does a Financial Planner Do?1分鐘

Lecture: Financial Planning as a Career Part One8分鐘

Mock-Up Video: Middle-Age Couple Meeting with a Financial Planner3分鐘

Mock-Up Video: Young Client Meeting with a Financial Planner3分鐘

Lecture: Financial Planning as a Career Part Two20分鐘

Interview: Interview with a Financial Planner Video One8分鐘

Interview: Interview with a Financial Planner Video Two7分鐘

I Am A CFP® Pro: Campaign Spokepeople2分鐘

2 個閱讀材料

Module 8 Overview10分鐘

CFPPro.org10分鐘

1 個練習

Financial Planning as a Career Quiz30分鐘

常見問題

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青少年金融规划