Financial Technology (Fintech) Innovations 專項課程

Discover the future of payment technology, from mobile payments to tokenization.

In this course, you will learn new ways of making payments from consumer-to-business (C2B), from consumer-to-consumer (C2C), and from business-to-business (B2B). You will explore current payment system technologies to examine their strengths and weaknesses, and understand the ways technological innovation is changing these traditional systems. You’ll learn about new front-end innovations like digital wallets and mobile payments and also discover back-end innovations like tokenization, mobile money, and new payment infrastructure.

The sudden rise in the value of Bitcoin and other cryptocurrencies, and its subsequent decline, focused the world’s attention on cryptocurrencies as a means of payment. Blockchain technology powers Bitcoin and has been hyped as the next new, transformative technology.

In this course, we first discuss the technical underpinnings of blockchain and review key concepts such as decentralization and consensus algorithms. We then examine blockchain as an asset and review the dynamics of the cryptocurrency markets. Finally, we examine blockchain as a business solution, with a focus on understanding business cases in which blockchain does and does not make sense.

Consider the benefits and challenges of disruptive capital-raising technology.

Advances in technology have both systematized and democratized consumers’ and business’ access to capital. In this course, you will explore the ways in which technology has transformed access to consumer credit and access to seed capital for business projects. You will examine disruptive technologies in credit scoring, raising capital through tokenization, and the evolution of crowdfunding for both debt and equity financing. You will also learn how to differentiate between crypto-based capital-raising models.