[MUSIC] Now do you see that in total assets without cash, we have 1,460? And in total liabilities we have 991. As we said before, the asset side is bigger than the liabilities side. That means that we need credit. If we take that difference and I put it in the last line which is the credit needed, we fill in and what do we find? That the difference is 469 the first year, 598 the second year, and 744 the third year. Now we've reached that situation in which we can actually answer the question of whether Polypanel would be able to pay back. What do you think? The first year, it's enough, because it's under 500,000. But what about the second year? The second year it is not, you need more credit than 500,000. So actually, if I were to ask you the question, when do you think Mr. is going to call the bank? And he's going to say, hey guys, I'm sorry but I need more money. When do you think that's going to happen? No, really when? Which month? It's not easy but it's not very difficult, as you can see here, we're in 469, almost 470, in December '08, right? And we're almost in 600 in December '09. From 470 to 600 there is 130, right? Which is roughly 10 a month, agree or not? So from 470 to 500 there is 30, so it's about three months. So if you have been following what I'm saying, would you agree that more or less in March '09 is when Mr. is going to call the bank and say hey, I need more credit? So with this. We have basically the analyses of the balance sheet, of the P&L and the forecast. And with the forecast we can see clearly that the company needs more and more credit. Now the question is, why do they need more and more credit every year? What's the reason behind that? How do we understand that? If we are the bank and we are to give some advice to the bank because they asked us and then we will meet them afterwards. What do we tell them? Why is this happening? To understand why this is happening we need that diagnosis. So we have gone to the doctor, right? They have taken us all the different things that they have to observe, right? Now they have to make a diagnosis. Which is what we're going to do In the third session, in the following week. [MUSIC]