We want you to take a look at your credit yourself.
So the best way to do this as we mentioned,
is to go to annualcreditreport.com and request a free copy of your credit.
You could be able to do this online.
You may need to write, you may need to call.
It's okay, that's the nice thing about a mock like this,
is you've got some flexibility for this.
But do get a copy of it.
And then we've got a few sets of questions that are dictated by whether or
not you actually have credit established or maybe you don't yet.
One set of questions will focus on just analyzing what your credit does look like,
and again we're not asking to see a copy of this report at all.
In fact we don't want to if it's all the same to you.
Unless you really have burning questions.
That's just to protect your privacy.
Remember, that identity protection is critical.
So, helping you to walk through those different elements of the FICO score.
If you don't have credit established already, which is okay too,
there's nothing wrong with that, we want you to think about what role credit would
play in your life, at some point.
When might you need it?
When do you think you're gonna use it for?
How would you go about establishing and building credit in your name?
So two sets of questions, kind of like a choose your own adventure.
And again based on whether or not you have credit or not.
Michael S. Gutter, Ph.D.Professor
